Denny Hughes from Balfour Property Restoration tells us who the first call should be to.
"As long as everyone in the household is okay, the next call you should make is to your insurance agent," he said.
The good news is, as long as it's just property damage, it is always fixable.
"What we are going to try to do is get out there and get a scope of the job," he said. "Working with your agent, working with the home owner we will try to get you back to pre-loss conditions."
FOX 2 asked Hughes what restorations are the toughest. He said anything that is historic.
"From an emotional part, our toughest one is someone who does not have proper coverage or no coverage at all," he said.
In their book, damage is damage whether it comes from a fire, or from water.
"We'll send a crew out there and we're damaging and more often than not we're demolishing part of what needs to be repaired," Hughes said. "Make sure things are dried out. We almost start all over again from the beginning and then rebuild."
Hughes said preparation is key.
"Most of us think, none of these things will happen to us," he said. "And guess what, it always happens to us."
Hughes said it is a good idea to document your home by going through every room and taking pictures.
The best advice is to check your insurance to make sure you are covered for all the things you think you are.