Denny Hughes from BELFOR Property Restoration tells us who the first call should be to.
"As long as everyone in the house is okay and not physically hurt, the next call you should make is to your insurance agent," says Danny.
The good news is, as long as it's just property damage, it's always fixable.
"What we're going to try to do is get out there, get a scope of the job, work with your agent, with the homeowner we're going to try and get you back to pre-loss conditions," says Denny.
FOX 2's meteorologist Jill Washburn asks Denny what types of restorations are the toughest.
"They're all very similar, probably something that's historic," says Denny. "It takes such a long time to document every nail, every piece of wood. So anything that might be historical. From an emotional part, somebody that doesn't have the proper coverage or doesn't have coverage at all."
In their book, damage is damage, it's all pretty much the same.
"Water damage versus fire damage, they're just different processes, it's all the same for us," says Denny. "We'll send a crew out, more often than not, we'll be demolishing part of what needs fixed. Make sure everything's dried out. We almost start all over again from the beginning."
Danny says, like most things in life, preparation is key.
"More often than not, most of us think these kinds of things aren't going to happen to us," says Danny. "But guess what, it always happens to us. If you can go ahead and document your home, do a 360, take some pictures, go through every room and categorize. Making sure to have a real history of everything you have."
How involved should a homeowner be in the rebuild?
"Ideally, we would like to get there with the homeowner, the property owner, an insurance agent or an estimator," says Denny. "And we all come to an agreement on what the scope of the project is."
The best advice? Check your coverage, so you are covered for all the things you think you are.
"Take a look, have a good idea for a reputable restoration in mind in the event of something like that," says Denny. "Make sure you're prepared."