'Don't panic, plan,' financial expert offers advice for retirement

"Don't panic, plan."

That's the underlying sentiment from Michael Foguth, of the Foguth Financial Group, when thinking about retirement.

Since a report from the Trump administration came out showing Social Security will run out by 2035, there's concern about what that means for those not close to retirement. Foguth's first bit of advice was not to freak out. After that, discuss what plans are available with a financial advisor.

From Roth 401k's to high market value, all those questions can be answered.